Central Credit Registers
The National Bank collects information on loans, bank accounts and financial contracts.
- The Individual Credit Register (ICR) helps lenders prevent consumer overindebtedness.
- The Corporate Credit Register (CCR) can be used by banks and market authorities to measure business indebtedness.
- The Central Point of Contact (CPC) provides information that facilitates the work of notaries and parties involved in financial investigations.
You can consult the data registered in your name in the Individual Credit Register via the itsme application on your smartphone.
All Belgian residents holding foreign accounts must declare them to the Central Point of Contact (CPC) for accounts and financial contracts.
The Individual Credit Register (ICR) is changing its IT application.
The new platform will require some preparation by lenders. It will be fully operational starting 1 May 2024.
Information for lenders