The recording and supply of this information to lenders aims to strengthen the means of preventing the excessive indebtedness of private individuals.
The National Bank publishes monthly statistics regarding the number of contracts and persons recorded by the Central Register, along with an annual statistical report.
The Central Individual Credit Register
The Central Individual Credit Register is an instrument used to curb excessive indebtedness. It records information on all the loans contracted by natural persons for private purposes as well as any overdue debts relating to these loans. It is compulsory for lenders to consult the Central Individual Credit Register before granting any loans.