Central Credit Register
Central Individual Credit Register
The Central Individual Credit Register is an instrument used to curb excessive indebtedness.  It records information on all loans contracted by natural persons for private purposes as well as any overdue debts relating to these loans. It is compulsory for lenders to consult the Central Individual Credit Register before granting any loans.
The Central Corporate Credit Register
The Central Corporate Credit Register (CCCR) is directed mainly at banks enabling them to assess the risks they incur when granting loans to the self-employed and companies.
The Central Processing of Bills of Exchange
The Central Processing of Bills of Exchange (CPBE) runs, on account of credit institutions, a dematerialised debt collection system and presents bills of exchange and promissory notes for payment by the drawee’s bank. In its capacity as the central depositary for protests, it also performs a number of tasks regulated by law with regard to the preparation, publication and dissemination of protests lodged in case of non-payment of commercial paper.