MIR
Introduction
The evolution of the interest rates is a source of important information for the monetary policy of the Euro system. In order to harmonize the statements of the rates applied by the monetary financial institutions, the ECB decided to standardize the definitions, the methods of calculation, the periods of measurement and the procedure of selection of the monetary financial institutions by the national central banks. This harmonization is described in the European regulations, which can be found in the legal documents (see below). The national transcription of the legal texts as well as the selection of the credit institutions is described in the methodology part of the site.
The statistical part of the site publishes the weighted average of interest rates applied by the Belgian credit institutions to loans and deposits in Euros from households and non-financial corporations in the euro zone. For reasons of confidentiality a certain number of statistical series are not published.
Methodology
- The harmonised survey of interest rates in the euro area: description of the Belgian survey
- Mesure de dispersion des taux
- Methodology for the decomposition of a change in weighted averages
- An application of index numbers theory to interest rates
- List of institutions selected on 1st January 2021
Methodology: Legal documents
- Regulation (EC) No 63/2002 of the European Central Bank of 20 December 2001 concerning statistics on interest rates applied by monetary financial institutions to deposits and loans vis-à-vis households and non-financial corporations
- Rectificatif au règlement (CE) no 63/2002 de la Banque Centrale Européenne du 20 décembre 2001 concernant les statistiques sur les taux d'intérêt appliqués par les institutions financières monétaires aux dépôts et crédits vis-à-vis des ménages et des sociétés non financières (BCE/2001/18)
- Rectificatie van Verordening (EG) nr. 63/2002 van de Europese Centrale Bank van 20 december 2001 met betrekking tot statistieken van door monetaire financiële instellingen ten aanzien van huishoudens en niet-financiële vennootschappen gehanteerde rentetarieven op deposito's en leningen (ECB/2001/18)
- Regulation (CE) N o 290/2009 of the ECB
- Regulation (EU) N o 1072/2013 of the ECB
- Regulation (EU) N o 756/2014 of the ECB