The three European Supervisory Authorities (ESAs)

These Authorities work together in a network, interacting with the existing national supervisory authorities in order to ensure the financial soundness of the financial institutions themselves and to protect users of financial services (microprudential supervision). The new European network combines supervision of companies at national level with close coordination at European level, so as to encourage regulatory harmonisation as well as consistency in supervision and in implementation of the rules.

European Insurance and Occupational Pensions Authority (EIOPA)

European Securities and Markets Authority (ESMA)