Q&As Moratorium and guarantee scheme

These Q&As were drawn up to the best of our ability on the basis of current knowledge and information. It is only the final legal texts that will be binding. The final texts may deviate from these Q&As.

PDF version Q&As – 12 May 2020 (changes compared to version 15/23 April 2020 in green / yellow)

PDF version Q&As – 15 April 2020

The federal government, the National Bank of Belgium and the Belgian financial sector have agreed on the provision of temporary support for businesses, self-employed persons and households. Individuals experiencing payment problems as a result of the coronavirus crisis will be able to delay their mortgage loan payments. Sound businesses and self-employed persons will also be able to request postponement of their loan repayments. In their case, a guarantee scheme will also be implemented for all new loans and credit lines with a maximum term of 12 months.

In addition to these Q&As, reference is made to the charters (in French and in Dutch), as well as to the related Q&As in which banks have set out their commitments concerning the arrangements for postponing payments on mortgages and business loans respectively.