Reciprocity

Measures to reciprocate

Overview of all buffer rates for application of the countercyclical buffer: BIS, ESRB

Estonia ‑ systemic risk buffer of 1 %: to be applied by Belgian credit institutions having exposures to the Estonian economy through their branches located in Estonia or having direct cross-border exposures in Estonia. In accordance with Article 1, § 3 of the Regulation of the National Bank of Belgium of 24 February 2016 approved by Royal Decree on 20 May 2016, this measure will be applied as from 10 October 2016.

Finland ‑ A credit institution-specific minimum level of 15 % for the average risk-weight on loans secured by a mortgage on housing units in Finland applicable to credit institutions using the internal ratings-based (IRB) approach: to be applied by Belgian credit institutions having such exposures through their branches located in Finland or having such direct cross-border exposures in Finland, with application of a materiality threshold of € 1 billion. In accordance with Article 1, § 3 of the Regulation of the National Bank of Belgium of 24 February 2016 approved by Royal Decree on 20 May 2016, this measure will be applied as from 3 April 2018.