FAQ

Am I on the blacklist of defaulters?

The file of the Central Office for Credits to Private Individuals

Why am I registered?
At what moment am I registered?
Who is registered at the Central Office?
Which credit contracts are registered?
How long am I registered for?
What is the registered data for and who may consult such data?
How can I consult the data at the Central Register?
How much does it cost to consult my data at the Central Register?
If there is a discrepancy, how can the registered data be corrected?
I am getting divorced: what is the situation regarding credit contracts registered in the name of the spouses?
I have unused credit cards, what should I do with them?
I have been declared an "excusable bankrupt’’. What implications does this have for the credits registered in my name?
I am the victim of a falsification or a fraud which has entailed registration at the Central Register, what should I do?

The file of non-regulated registrations

Which credit contracts are registered?
At what moment am I registered?
Who is registered at the Central Register?
How long am I registered for?
What is the registered data for and who may consult such data?