Quarterly update of 09 April 2019

Credit standards applied for the approval of loans
 
Belgium
Euro area
Observed
Expectation
Observed
Expectation
Non-financial corporations
!
=
=
*
Real estate
=
!!
!
!
Consumer credit
=
=
=
*

Legendes :
*** : eased considerably;
** : eased;
* : eased somewhat ;
=: situation unchanged or near unchanged;
! : tightened somewhat ;
!! : tightened;
!!! : tightened considerably.

Demand for loans
 
Belgium
Euro area
Observed
Expectation
Observed
Expectation
Non-financial corporations
– –
=
+
Real estate
=
=
+
+
Consumer credit
=
=
+
+

Legendes :
+++ : increased considerably ;
++ : increased;
+ : increased somewhat  ;
= : situation unchanged or near unchanged ;
: decreased somewhat ;
: decreased;
: decreased considerably.

Ad-hoc questions

The Belgian answers to ad hoc question are not described due to the heterogeneousness of the responses and to the number of responses considered as “not relevant”. Consequently one should consult the detailed commentary of the ECB in the following web-site:

http://www.ecb.europa.eu/stats/money/surveys/lend/html/index.en.html