Loans to non-financial corporations

The sector "non-financial corporations" is composed of all private and public institutional entities, independent of their size and legal form, not engaged in financial intermediation but principally in the production of market goods and non-financial services.

I.1 Supply side

Evolution

  • Graph I.1.a contains the major results of the Bank Lending Survey regarding the change in the criteria applied by the credit institution when approving the loans (or credit lines) to non-financial corporations.

Contributing factors

  • Graph I.1.b contains the results of the Bank Lending Survey regarding the influence of cost of funds and balance sheet constraints on the change in the criteria applied by the credit institution when approving the loans (or credit lines) to non-financial corporations.
  • Graph I.1.c contains the results of the Bank Lending Survey regarding the influence of pressure of competition on the change in the criteria applied by the credit institution when approving the loans (or credit lines) to non-financial corporations.
  • Graph I.1.d contains the results of the Bank Lending Survey regarding the influence of perception of risk on the change in the criteria applied by the credit institution when approving the loans (or credit lines) to non-financial corporations.
  • Graph I.1.e contains the results of the Bank Lending Survey regarding price terms and conditions applied by the credit institution when approving the loans (or credit lines) to non-financial corporations.
  • Graph I.1.f contains the results of the Bank Lending Survey regarding other terms and conditions applied by the credit institution when approving the loans (or credit lines) to non-financial corporations.

I.2 Demand side

Evolution

  • Graph I.2.a contains the major results of the Bank Lending Survey regarding the change in the demand for loans (or credit lines) to non-financial corporations.

Contributing factors

  • Graph I.2.b contains the results of the Bank Lending Survey regarding the influence of financing needs on the change in the demand for loans (or credit lines) to non-financial corporations.
  • Graph I.2.c contains the results of the Bank Lending Survey regarding the influence of the use of alternative finance on the change in the demand for loans (or credit lines) to non-financial corporations.